You do not need to be rich to start investing. IDR 100K per month is enough to get going. The key is consistency.
What Are Mutual Funds?
A mutual fund pools money from many investors and a fund manager invests it across the market.
Pick the Type That Fits Your Risk Profile
- Money Market: safest, good for emergency funds
- Fixed Income: bonds, medium risk
- Equity: aggressive, for the long term
Start Through Regulated Apps
Choose platforms registered with the OJK, with a minimum deposit of IDR 10K, and set up autodebit to stay consistent.
Conclusion
Start small, stay consistent, and do not panic over daily swings.