{"id":15,"date":"2026-08-29T11:00:32","date_gmt":"2026-08-29T04:00:32","guid":{"rendered":"https:\/\/themes.azdevs.my.id\/genrolla\/first-salary-budget\/"},"modified":"2026-08-29T11:00:32","modified_gmt":"2026-08-29T04:00:32","slug":"first-salary-budget","status":"publish","type":"post","link":"https:\/\/themes.azdevs.my.id\/genrolla\/first-salary-budget\/","title":{"rendered":"First Salary? Here is How to Budget Without Going Broke"},"content":{"rendered":"<p>Your first salary hits the account and you want to buy everything you could not before. Before you splurge, here is how to budget so you do not go broke by month end.<\/p>\n<h2>The 50\/30\/20 Rule<\/h2>\n<ul>\n<li><strong>50% Needs:<\/strong> rent, food, transport<\/li>\n<li><strong>30% Wants:<\/strong> entertainment, hanging out, shopping<\/li>\n<li><strong>20% Savings &#038; Investing:<\/strong> pay yourself first<\/li>\n<\/ul>\n<h2>Separate Your Accounts<\/h2>\n<p>Create three accounts: daily, savings, and emergency. Transfer automatically on payday.<\/p>\n<h2>Build an Emergency Fund First<\/h2>\n<p>Before investing, save 3-6 months of expenses as your safety net.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your first salary hits the account and you want to buy everything you could not before. Before you splurge, here is how to budget so you do not go broke by month end. The 50\/30\/20 Rule 50% Needs: rent, food, transport 30% Wants: entertainment, hanging out, shopping 20% Savings &#038; Investing: pay yourself first Separate [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":16,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[16,12],"class_list":["post-15","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-personal-finance","tag-salary"],"_links":{"self":[{"href":"https:\/\/themes.azdevs.my.id\/genrolla\/wp-json\/wp\/v2\/posts\/15","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/themes.azdevs.my.id\/genrolla\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/themes.azdevs.my.id\/genrolla\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/themes.azdevs.my.id\/genrolla\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/themes.azdevs.my.id\/genrolla\/wp-json\/wp\/v2\/comments?post=15"}],"version-history":[{"count":0,"href":"https:\/\/themes.azdevs.my.id\/genrolla\/wp-json\/wp\/v2\/posts\/15\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/themes.azdevs.my.id\/genrolla\/wp-json\/wp\/v2\/media\/16"}],"wp:attachment":[{"href":"https:\/\/themes.azdevs.my.id\/genrolla\/wp-json\/wp\/v2\/media?parent=15"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/themes.azdevs.my.id\/genrolla\/wp-json\/wp\/v2\/categories?post=15"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/themes.azdevs.my.id\/genrolla\/wp-json\/wp\/v2\/tags?post=15"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}